Heloc Rates 2024 Chart. The top heloc rates displayed here may be special introductory rates, and represent the lowest advertised apr (annual percentage rate) based on a borrower with a credit score of 700 or higher. A heloc allows homeowners to access home equity to consolidate debt or tackle a big ex.

In this article, you’ll learn what impacts heloc rates, how to compare different lenders and how to negotiate your rates. To find the best heloc rate, compare offers from more than one lender.